Terms of Service

The service

[DRAFT] Agency Edge is software for licensed insurance professionals. It is not an insurer, agent or broker and does not provide legal, tax or safety-engineering advice.

Accounts and seats

[DRAFT] Seat limits by plan; the agency owner is responsible for users they invite.

Plans, billing and the founding offer

[DRAFT] Monthly subscriptions renew until cancelled. Founding pricing applies for 12 months, then renews at the standard Pro price. The TX Nonsubscriber Kit is billed per client employer.

Cancelling, failed payments and deleting your account

[DRAFT] Cancel any time from the billing portal. Paid modules and extra seats are available while the subscription is active. If a payment fails (past due), paid features stay on for a 7-day grace period from the failed payment while the charge is retried; if it is still unpaid after 7 days, or the subscription ends, the agency moves to the Free plan until payment succeeds. Saved work is kept, reopens when the plan is active again, and can be downloaded at any time. Moving to a plan with fewer seats never removes anyone: existing members keep access, and new members can be added once the team is under the plan's seat limit. Each TX Nonsubscriber Kit add-on unlocks only the client it was bought for. You can download your data or delete your account in Settings, Your data and account. Deleting cancels subscriptions; referral, 1099, ledger and billing records and the Stripe customer record are kept for tax and accounting (see the Privacy Policy).

Estimates and general information

[DRAFT] ModCheck outputs are estimates from user-entered values. Safety, audit and nonsubscriber materials are general information and must be reviewed by qualified professionals.

Agency client data: use limits

[DRAFT] Client data an agency enters (employer details, payroll, loss runs, worksheets, safety and audit records) is used only to provide the Agency Edge service to that agency. Seven16 Group LLC does not sell it, does not use it for advertising, and does not share it with affiliates, including other Seven16 products or any professional employer organization (PEO), or with any insurer, agency or third party, except processors needed to run the service under written confidentiality terms, or where required by law. Each agency’s data is logically isolated from other agencies.

Compliance responsibilities

[DRAFT] The agency decides which clients receive deliverables under its own written service eligibility policy and is responsible for complying with insurance, advertising and privacy laws that apply to it. Deliverables are estimates and education, not rating determinations, legal advice or a carrier’s accident prevention service.

Acceptable use, liability, termination, governing law

[DRAFT] To be written by counsel.